Are you wanting to acquire the home of one’s goals?
DHFL provides you with the most useful mortgage loan prices that will allow you to sustain your monthly spending plan.
Our present Retail Prime Lending speed (RPLR) is 19.42%
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|Sr No.||Charge definition||Charge Amount|
|Processing charges (Non-Refundable)||Loan Amount||Minimum Login charges|
|1||Salaried/Self Employed Professional (SEP)||as much as Rs. 30 Lakh: Rs. 5,000 + document costs + Applicable GST||Rs. 2,500 or processing cost relevant whichever is gloomier + Applicable GST|
|Above Rs. 30 Lakh as much as Rs. 75 Lakh: Rs. 10,000 + document charges + Applicable GST|
|Above Rs. 75 Lakh: Rs. 20,000 +document costs + Applicable GST|
|one-man shop Non Professional (SENP)||web PAT: 0.5% + Applicable GST
Others: 1.5 percent + Applicable GST
|2||CERSAI Registry / Modification Charges||Rs. 50 + Applicable GST for loans upto Rs. 5 Lakh
Rs. 100 + Applicable GST for loans above Rs. 5 Lakh
|3||Technical Fees (for extra property or home situated outside geographical restriction or even for pre technical)||a. Within 60 km radius: No costs
b. Beyond 60 kilometer: Rs. 500 + Applicable GST for very first see and Rs. 750 + Applicable GST for subsequent visits
|4||Valuation cost in Construction Linked Loan instances||First visit: No costs.
Subsequent visits: Rs. 500 + Applicable GST
|5||Part-Prepayment Charges||Rate of Interest -Type||Disbursement Stage||Charges Applicable|
|Fixed / Variable||Within 6 months from first disbursement||No prepayment permitted|
|After six months|
|Borrower/ co-borrower is Individual||No Charges|
|Borrower/ co-borrower is other than Individual||2% + Applicable GST|
|5 (a)||property property Foreclosure costs||Rate of Interest -Type||Disbursement Stage||Charges Applicable|
|Fixed/Variable||Within 6 months from 1st Disbursement||No foreclosure allowed|
|After 6 months|
|Fixed / Variable||Own Source||No Charges|
|Borrower/co-borrower is individual|
|Fixed/ Variable||Borrower/co-borrower is aside from specific||2% + Applicable GST|
|5 (b)||Prepayment fees (Plot Loans/Easy Land Cum Construction Loans)||3% + Applicable GST just in case the dwelling device is not built regarding the plot within three years through the date of very first disbursement associated with the loan. (Borrower/co-borrower is other than specific)|
|6||Cheque/ECS bounce fees||Rs. 500 + Applicable GST|
|7||Bank Charges on Cheque/ECS Bounce||At real|
|8||Overdue fees on standard installment (EMI/Pre-EMI)||18% Per annum from the outstanding dues.|
|9||need Draft/Pay purchase issuance fees||Rs. 150 per Lakh or real bank fees, whichever is higher + Applicable GST.|
|10||Cheque/ECS swapping fees (per set)||Rs. 250 + Applicable GST per swap|
|11||Collection pickup fees||Rs. 250 per visit + Applicable GST|
|12||Legal Charges||Legal fees as relevant on instance to case basis|
|13||Non-encumbrance certificate||At real|
|14||healing fees||At actual|
|15||Stamp duty/ Franking charges||according to relevant law/charges of this appropriate home state|
|16||Duplicate No Dues Certificate||Rs. 250 Applicable that is + GST||Copy of home papers||Rs. 500 + Applicable GST|
|18||Statement of account/ provisional IT certificates||first: No charges
Subsequent: Rs. 250 Applicable that is + GST
|Custodial Fee for home papers in closed loans||Rs. 500 each month (post 60 Days from Loan Closure Date) + Applicable GST|
|20||Document retrieval fees on closing of loan||Rs. 1,000 + Applicable GST for loans upto Rs. 10 Lakh,
Rs. 2,000 + Applicable GST for loans above Rs. 10 Lakh
|21||Foreclosure declaration||Rs. 500 + Applicable GST|
No transformation is relevant for loans sanctioned under Land Loans, ELCC/ Composite Loan (just those full instances when construction continues to be perhaps perhaps not done) and Surrogate goods.
We at DHFL, provide you with usually the one associated with cheapest rate of interest for a property loan which certain does make a big distinction to your general spending plan. Additionally, aided by the present interest on mortgages, DHFL helps make sure monetary restraints usually do not come the right path, while your buy your very very own fantasy house. So usually do not wait to just just take our help and spend money on an eternity of pleasure on installment loans in west virginia your own.
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- Group Organizations
- DHFL Pramerica Lifestyle
Insurance Provider Ltd.
- DHFL Pramerica
Asset Managers Pvt. Ltd.
- Avanse Financial
- DHFL General Insurance Ltd
- DHFL Advisory And
Investments Private Limited
- DHFL Investments
- DHFL Changing Lives Foundation
- DHFL Holdings Limited
Dewan Housing Finance Corporation Limited
Regd. Workplace: Warden Home, 2nd Floor, Sir P.M. Path, Fort, Mumbai-400 001.
Disclaimer – “As regards deposit activity that is taking f the business, the watchers may make reference to the ad within the magazine / information furnished within the application for soliciting general public build up; the business is having a legitimate certification of Registration dated 31/07/2001 released because of the National Housing Bank under Section 29A for the nationwide Housing Bank Act, 1987. Nonetheless, the National Housing Bank will not accept any duty or guarantee in regards to the present place as to your monetary soundness for the business or for the correctness of every of this statements or representations made or views expressed by the organization as well as payment of deposits / release regarding the liabilities because of the business. “
*The information mentioned herein is susceptible to change without previous notice. Please check out your nearest branch that is DHFL step-by-step informative data on our different items and modifications, if any. Stipulations use
Disclaimer – “As regards deposit taking task for the business, the audiences may relate to the ad within the magazine / information furnished into the form for soliciting general general public build up; posted on June 28, 2018 within the complimentary Press Journal plus in Navshakti, Mumbai, correspondingly. The business is having a legitimate certification of registration dated 31/07/2001 given by the National Housing Bank under Section 29A associated with the nationwide Housing Bank Act, 1987. Nevertheless, the National Housing Bank will not accept any duty or guarantee in regards to the current place as to your economic soundness associated with company or even for the correctness of any regarding the statements or representations made or viewpoints expressed by the organization as well as for payment of deposits / release associated with liabilities because of the business. “
*The information mentioned herein is susceptible to alter without previous notice. Please go to your nearest DHFL branch for detail by detail information about our different items and modifications, if any. Stipulations use